Firstly why Fargo, North-Dakota?
I’ll start with some quick stats and an overview:
- City: Fargo
- State: North-Dakota
- Population: 129,489 people
- Fargo’s quick summary would be Known for its vibrant arts scene, historic downtown, and as the setting of the popular TV series ‘Fargo.’
Some people I know rave about this place, others say it’s on the upswing or going through changes. Check out these migration details:
- How many people move-in: 12,000 annually
- While this many move-out: 10,000 annually
- Net Migration: 2000 more people in (net) annual change
- Non-Citizen Move-in: 800
- Number of Homeless people: 200
You might wonder why people choose to move here, I’d say generally because it features a growing economy and vibrant arts scene attracting families
Perk #1: Fargo Demographic Mix & Lifestyle
- The percentage of Residents Age 30–50 is about 34%
- Percentage of Home Ownership is hovering around 66%
- Largest Local Ethnic Group is White
- The 2nd Largest Ethnic Group is mostly White
- The median income is (and growing) $80,000
- Income Required to Live Comfortably in Fargo is $70,000
- Average Extra Spending Money after paying bills yearly is approx. $-10000 in negative cash flow
This and any cities local population can be a real melting pot—or sometimes it’s more homogeneous, depending on the area. Ask yourself: would you enjoy a bustling community with diverse backgrounds, or do you prefer a quieter, tight-knit vibe?
Perk #2: Housing & Fargo’s Cost of Living
- Cost of Living Index: 90 (100 is the US average)
- Annual Property Tax Per House: $1,950
- Property Tax %: 1.49%
- Rent for an average 2BD Apartment: $1,100
- Rent for an average house: $1,600
- Popular and Expensive Neighborhood: Downtown Fargo
- Top 5 Growing Areas: Fargo, Moorhead, West-Fargo, Dilworth, and probably could include Horace
- Avg. Age of Homes in Fargo: 40 years
- The Percentage of Realtors per 100 people here: 1.2%
If the cost-of-living index is low, you might find a place without selling your kidney. If it’s high, well, you’ll need to budget carefully. Some income earners thrive in pricey markets, others prefer less financially stressful areas.
Perk #3: Job Market & Fargo’s Economy
- 3 Industries gaining traction in Fargo are Technology, Education, and Healthcare
- Fargo Job Scene: growing job market in technology and education
- The General Tech Scene: emerging tech hub focused on software innovation and local industries , ,
- Fargo Resident’s pay $1,000 in City Tax alone!
- Local Sales Tax in Fargo: 5%
- No. of Independent Businesses: 60 (excluding chains and corporates)
- Number of Local Branch Banks: 4
Maybe you’re a go-getter in finance, tech, or healthcare. Or you’d rather open a mom-and-pop shop. Either way, it’s worth checking if the local industries align with your skill set—or if you’re game to try something new.
Perk #4: Transportation & Commuting in Fargo
- Monthly Transportation Costs: $90 on average per person
- Freeway Access: I-29 runs through Fargo providing north-south access
- Commute Time: 25 minutes (public & private)
- Main Evening Traffic Area: heavy congestion on I-29
- Transportation Score: 40 out of 100 described as Some Transit
- No. of Vehicles Registered in Fargo: 58,000
- Cars registered per Person: 0.4
- No. of Car Washes: 7 in and around the city
- DMV Website for Fargo: vip.nd.gov/
- The Bike-Friendly Score: 61 of 100
- Local Airport: Hector International
Is a 15-minute commute your dream, or is 45 minutes stuck on the freeway a dealbreaker? If you can handle traffic or love public transit, this might be perfect. If not, brace yourself with a killer podcast lineup.
Perk #5: Fargo’s Weather & Natural Factors
- The Most Common Natural Disaster is Winter storms
- General Weather in Fargo is best described as has harsh cold winters and warm summers with significant snowfall
- Winter Weather in Fargo i’d describe as very cold with heavy snow
- Spring Weather in Fargo can be described as cool with rain expected
- Summer’s in Fargo are mostly warm and humid
- Fall ( the nicest time) in Fargo is usually chilly with possible snow
- How many days in a row over 90°F: 16 days in summer
- Days in a row in Fargo below Freezing: 60
- Average Annual Rainfall: 17 inches
- Summer Air Quality is usually good air quality largely supported by regional initiatives
- Fargo Winter Air generally good air quality minimal pollution impacts
Do you live for sunny skies? Or maybe you can’t stand humidity. Some relish snowy winters; others run south at the first snowflake. And if hurricanes, tornadoes, or earthquakes are part of the package, put all that into your consideration matrix.
Perk #6: Fargo Education & Schools
- The GreatSchools.org City Rating:
- Number of Colleges and Universities in Fargo 1
- While the number of trade schools inside Fargos’s city limits are 3
- Library that I have visited and enjoyed is the Fargo Public Library
If you’ve got kids—or you’re looking to further your own education—solid school ratings and local colleges can be a huge perk. If not, hey, a good library have more gems that you didn’t know existed, check it out.
Perk #7: Healthcare & Fargo Stats
- Typical EMS Response Time: 12 minutes
- Registered Full-Time Fargo only Doctors is about 50
- Local Hospitals here is 6
- Full-time Fargo only Police Officers is about 120
- Crime Rate Index: 25/100
Medical facilities could be important to you and who knows it could be related to the crime stats. Again some stats that are worth considering.
Perk #8: Utilities, Gyms & Water Quality
- Fargo’s Monthly utility bill average is $90
- Fargo’s Monthly Gym Membership: $38
- Fargo’s Water Quality Score: 82
Some of us freak out if water tastes off, others don’t mind. Gym buffs will appreciate a cheap membership; others prefer running outside for free. Check if these monthly costs fit inside your realistic lifestyle.
Perk #9: Events, Festivals & Vibe in Fargo
- Approx number of Festivals the city puts on is 5 annually
- The General Local City Vibe: cultural hub with a mix of community and university influence
- You might enjoy local theater performances at the Fargo Theatre
- Nightlife Scene (yes this is completely subjective), Fargo offers a lively nightlife with a mix of bars restaurants and cultural events appealing to the community
If you love a lively social calendar—fairs, concerts, maybe the odd chili cook-off—this is your jam. If crowds make you itch, you might only show up for the funnel cakes.
Perk #10: The Food, Sports & Culture of Fargo
- The Objective Restaurant Scene Features a range of ethnic restaurants and casual dining
- The Number of Independent Restaurants are 25 scattered around Fargo
- The Popular Sports Team is Fargo Force
- Top Level Political Climate in Fargo can be described as politically mixed urban area with a focus on growth and economy
- Fargo’s Longer standing religious establishment is Fargo First Congregational Church
Whether you’re a foodie wanting fancy cuisine or a sports nut who can’t miss the local team’s home game, see if your interests line up with what the city offers.
Perk #11: Fargo Parks & Green Spaces
- Did you know Fargo has 30 Parks?
- Island Park is Fargo’s Green Space Center
- The local favorite Farmers Market is Fargo Farmers Market normally open Saturday 9am-1pm
- Outdoor Activities that both weekend warriors are pro’s can enjoy are Hiking, biking, and parks
Love fresh air? A city investing in parks and markets can be a sanity-saver. If you prefer the indoors, maybe it’s less of a draw—but I still say fresh produce is never a bad thing.
Perk #12: Fargo Neighborhoods Pace & Proximity
- The Pace of Life in Fargo can be described as active urban lifestyle with a focus on education and diversity
- 3 Family-Friendly Activities anyone can enjoy in Fargo community events local sports activities exploring parks
- The Cities people commute to from Fargo are Fargo 80 miles away East-Grand-Forks 5 miles away Bemidji 60 miles away
Neighborhood pace can range from laid-back suburbs to frantic downtown vibes. If you need a quick getaway, big neighboring cities can scratch that itch for a weekend change of scene.
8 Drawbacks about Fargo or are they?
No place is perfect. I rate these as important based on your location and type of work you do. They might not be negatives or positives for everyone.
- Traffic/Commute Issues
Maybe you read: heavy congestion on I-29. If you hate gridlock, look at alternative routes or brace yourself with podcasts. - Natural Disaster or Extreme Weather
Fargo’s Winter storms risk could be minimal or major. Dig more on that is your eyebrow just went up. - Pricey Neighborhoods
If Downtown Fargo is out of your price point, you might consider these places nearby Fargo are Fargo 80 miles away East-Grand-Forks 5 miles away Bemidji 60 miles away. - Crime Rate Concerns
With a 25 of 100, some neighborhoods might feel safer than others. Everyone has a different tolerance for this. - Harsh Climate Contrasts
Fargo has 60 days in a row below freezing and 16 days above 90 degrees. This might be your heaven or your nightmare. Some people can’t stand snow, while others pray for it. - Limited Extra Funds
After general costs of living here in Fargo people have an average (positive or negative) $-10000 in negative cash flow left over in income to spend or pay off. Economics will make or break you here. - Homelessness or Social Challenges
200 homeless people living in Fargo. It can be tough for the community—no easy solutions. - Cultural/Political Mismatch
The general politically mixed urban area with a focus on growth and economy could change but probably not quickly. We all go thru cycles in our lifestyle and outlook. Think about this and your future outlook before a move to Fargo.
Retiree & Senior Life in Fargo
- Retiree Tax Benefits say seniors can might benefit from state programs providing property tax credits
- The most established Senior Citizen Community is Sheyenne Crossings
- Fargo Senior Center offers meals health workshops and recreational activities for older adults
If you’re in (or nearing) retirement, see if the city provides property tax breaks or comfy 55+ communities. Some places cater heavily to seniors, others less so.
Moving to Fargo, North-Dakota?
If Fargo, North-Dakota ir your next home or you are packing up, Let Allied Van Lines Help
As someone who’s hauled half his life across state lines more times than I can recall, let me say that Allied Van Lines simplifies the process. From big bulky couches to fragile antiques, they’ve got you covered.
A quick quote or phone call might be all you need to turn your daydream into reality. If you see me around Fargo, North-Dakota, say hi—I’m the guy who once moved with nothing but a backpack and a guitar. Good luck on your new adventure!