Firstly why Tracy, California?
I’ll start with some quick stats and an overview:
- City: Tracy
- State: California
- Population: 93,351 people
- Tracy’s quick summary would be celebrated for its farmers markets and community events this city blends suburban charm with a strong sense of community.
Some people I know rave about this place, others say it’s on the upswing or going through changes. Check out these migration details:
- How many people move-in: 1,400 annually
- While this many move-out: 895 annually
- Net Migration: 505 more people in (net) annual change
- Non-Citizen Move-in: 1,789
- Number of Homeless people: 91
You might wonder why people choose to move here, I’d say generally because it offers affordable housing and a growing community appealing to families
Perk #1: Tracy Demographic Mix & Lifestyle
- The percentage of Residents Age 30–50 is about 35%
- Percentage of Home Ownership is hovering around 70%
- Largest Local Ethnic Group is Hispanic
- The 2nd Largest Ethnic Group is mostly White
- The median income is (and growing) $79,035
- Income Required to Live Comfortably in Tracy is $95,000
- Average Extra Spending Money after paying bills yearly is approx. $15965 in positive cash flow
This and any cities local population can be a real melting pot—or sometimes it’s more homogeneous, depending on the area. Ask yourself: would you enjoy a bustling community with diverse backgrounds, or do you prefer a quieter, tight-knit vibe?
Perk #2: Housing & Tracy’s Cost of Living
- Cost of Living Index: 130 (100 is the US average)
- Annual Property Tax Per House: $2,200
- Property Tax %: 1.1%
- Rent for an average 2BD Apartment: $2,100
- Rent for an average house: $3,000
- Popular and Expensive Neighborhood: Tracy
- Top 5 Growing Areas: Tracy, Mountain House, Manteca, Lathrop, and probably could include Oakley
- Avg. Age of Homes in Tracy: 24 years
- The Percentage of Realtors per 100 people here: 1.2%
If the cost-of-living index is low, you might find a place without selling your kidney. If it’s high, well, you’ll need to budget carefully. Some income earners thrive in pricey markets, others prefer less financially stressful areas.
Perk #3: Job Market & Tracy’s Economy
- 3 Industries gaining traction in Tracy are Agriculture, Transportation, and Manufacturing
- Tracy Job Scene: stable job market primarily in logistics and retail
- The General Tech Scene: limited tech landscape focused mainly on local service industries , ,
- Tracy Resident’s pay $2,000 in City Tax alone!
- Local Sales Tax in Tracy: 10.25%
- No. of Independent Businesses: 170 (excluding chains and corporates)
- Number of Local Branch Banks: 2
Maybe you’re a go-getter in finance, tech, or healthcare. Or you’d rather open a mom-and-pop shop. Either way, it’s worth checking if the local industries align with your skill set—or if you’re game to try something new.
Perk #4: Transportation & Commuting in Tracy
- Monthly Transportation Costs: $127 on average per person
- Freeway Access: I-205 connects Tracy to the Bay Area and Central Valley
- Commute Time: 30 minutes (public & private)
- Main Evening Traffic Area: traffic jams on the I-205
- Transportation Score: 32 out of 100 described as Some Transit
- No. of Vehicles Registered in Tracy: 60,000
- Cars registered per Person: 0.6
- No. of Car Washes: 4 in and around the city
- DMV Website for Tracy: dmv.ca.gov
- The Bike-Friendly Score: 66 of 100
- Local Airport: Stockton Metropolitan
Is a 15-minute commute your dream, or is 45 minutes stuck on the freeway a dealbreaker? If you can handle traffic or love public transit, this might be perfect. If not, brace yourself with a killer podcast lineup.
Perk #5: Tracy’s Weather & Natural Factors
- The Most Common Natural Disaster is Flood
- General Weather in Tracy is best described as has hot summers with temperatures regularly exceeding 100°F and mild winters with occasional rainfall
- Winter Weather in Tracy i’d describe as cool with dry conditions
- Spring Weather in Tracy can be described as warm with low humidity
- Summer’s in Tracy are mostly hot and dry
- Fall ( the nicest time) in Tracy is usually warm with clear skies
- How many days in a row over 90°F: 47 days in summer
- Days in a row in Tracy below Freezing: 0
- Average Annual Rainfall: 13 inches
- Summer Air Quality is usually moderate air quality affected by local traffic sources
- Tracy Winter Air generally good air quality occasional pollution spikes
Do you live for sunny skies? Or maybe you can’t stand humidity. Some relish snowy winters; others run south at the first snowflake. And if hurricanes, tornadoes, or earthquakes are part of the package, put all that into your consideration matrix.
Perk #6: Tracy Education & Schools
- The GreatSchools.org City Rating:
- Number of Colleges and Universities in Tracy 5
- While the number of trade schools inside Tracys’s city limits are 1
- Library that I have visited and enjoyed is the Tracy Public Library
If you’ve got kids—or you’re looking to further your own education—solid school ratings and local colleges can be a huge perk. If not, hey, a good library have more gems that you didn’t know existed, check it out.
Perk #7: Healthcare & Tracy Stats
- Typical EMS Response Time: 10 minutes
- Registered Full-Time Tracy only Doctors is about 55
- Local Hospitals here is 2
- Full-time Tracy only Police Officers is about 69
- Crime Rate Index: 22/100
Medical facilities could be important to you and who knows it could be related to the crime stats. Again some stats that are worth considering.
Perk #8: Utilities, Gyms & Water Quality
- Tracy’s Monthly utility bill average is $210
- Tracy’s Monthly Gym Membership: $58
- Tracy’s Water Quality Score: 79
Some of us freak out if water tastes off, others don’t mind. Gym buffs will appreciate a cheap membership; others prefer running outside for free. Check if these monthly costs fit inside your realistic lifestyle.
Perk #9: Events, Festivals & Vibe in Tracy
- Approx number of Festivals the city puts on is 2 annually
- The General Local City Vibe: suburban town with a strong sense of community and growing population
- You might enjoy local concerts at Tracy Community Center
- Nightlife Scene (yes this is completely subjective), Tracy features local bars and family-friendly restaurants providing a cozy neighborhood vibe
If you love a lively social calendar—fairs, concerts, maybe the odd chili cook-off—this is your jam. If crowds make you itch, you might only show up for the funnel cakes.
Perk #10: The Food, Sports & Culture of Tracy
- The Objective Restaurant Scene Features family eateries and local fast-food options
- The Number of Independent Restaurants are 110 scattered around Tracy
- The Popular Sports Team is Local PickleBall Champs
- Top Level Political Climate in Tracy can be described as politically mixed suburb with a focus on growth and local needs
- Tracy’s Longer standing religious establishment is Tracy Community Church
Whether you’re a foodie wanting fancy cuisine or a sports nut who can’t miss the local team’s home game, see if your interests line up with what the city offers.
Perk #11: Tracy Parks & Green Spaces
- Did you know Tracy has 14 Parks?
- Tracy Sports Complex is Tracy’s Green Space Center
- The local favorite Farmers Market is Tracy Farmers Market normally open Friday 4pm-8pm
- Outdoor Activities that both weekend warriors are pro’s can enjoy are Picnicking, hiking, and cycling
Love fresh air? A city investing in parks and markets can be a sanity-saver. If you prefer the indoors, maybe it’s less of a draw—but I still say fresh produce is never a bad thing.
Perk #12: Tracy Neighborhoods Pace & Proximity
- The Pace of Life in Tracy can be described as moderate suburban atmosphere with family-oriented amenities
- 3 Family-Friendly Activities anyone can enjoy in Tracy attending local festivals picnicking exploring trails
- The Cities people commute to from Tracy are Manteca 13 miles away Stockton 20 miles away Livermore 17 miles away
Neighborhood pace can range from laid-back suburbs to frantic downtown vibes. If you need a quick getaway, big neighboring cities can scratch that itch for a weekend change of scene.
8 Drawbacks about Tracy or are they?
No place is perfect. I rate these as important based on your location and type of work you do. They might not be negatives or positives for everyone.
- Traffic/Commute Issues
Maybe you read: traffic jams on the I-205. If you hate gridlock, look at alternative routes or brace yourself with podcasts. - Natural Disaster or Extreme Weather
Tracy’s Flood risk could be minimal or major. Dig more on that is your eyebrow just went up. - Pricey Neighborhoods
If Tracy is out of your price point, you might consider these places nearby Tracy are Manteca 13 miles away Stockton 20 miles away Livermore 17 miles away. - Crime Rate Concerns
With a 22 of 100, some neighborhoods might feel safer than others. Everyone has a different tolerance for this. - Harsh Climate Contrasts
Tracy has 0 days in a row below freezing and 47 days above 90 degrees. This might be your heaven or your nightmare. Some people can’t stand snow, while others pray for it. - Limited Extra Funds
After general costs of living here in Tracy people have an average (positive or negative) $15965 in positive cash flow left over in income to spend or pay off. Economics will make or break you here. - Homelessness or Social Challenges
91 homeless people living in Tracy. It can be tough for the community—no easy solutions. - Cultural/Political Mismatch
The general politically mixed suburb with a focus on growth and local needs could change but probably not quickly. We all go thru cycles in our lifestyle and outlook. Think about this and your future outlook before a move to Tracy.
Retiree & Senior Life in Tracy
- Retiree Tax Benefits say seniors can may qualify for property tax breaks beneficial for income management
- The most established Senior Citizen Community is The Oaks of Tracy
- Tracy Senior Center provides activities community events and social resources for seniors
If you’re in (or nearing) retirement, see if the city provides property tax breaks or comfy 55+ communities. Some places cater heavily to seniors, others less so.
Moving to Tracy, California?
If Tracy, California ir your next home or you are packing up, Let Allied Van Lines Help
As someone who’s hauled half his life across state lines more times than I can recall, let me say that Allied Van Lines simplifies the process. From big bulky couches to fragile antiques, they’ve got you covered.
A quick quote or phone call might be all you need to turn your daydream into reality. If you see me around Tracy, California, say hi—I’m the guy who once moved with nothing but a backpack and a guitar. Good luck on your new adventure!